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What Is a Jewellery Valuation / Appraisal

By Rubina Posh January 21,2017

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A Jewellery Valuation is a legal document with a detailed description of the jewellery item and its value. It exists to assist/inform the courts, insurance companies, other valuers and the public to easier identify what the item is.

Here is a list of the more common reasons why you might need a jewellery valuation:

·         Court or Customs Proceedings

·         Donations

·         Inheritance matters; Pre-Nuptial Agreements; Divorce Settlements; etc.

·         Insurance purposes

·         Selling your jewellery

·         When providing security for loans

The Jewellery Valuations consist of a description of the item, manufacturing process, type of metal and its weight, what type of gemstones are used and their total weight as well as any other information that will affect the final value of the item, such as, the condition and desirability and collectability of the item, as some items attract a premium.

The price/value provided on the valuation is an indication of how much it will cost to have this exact piece replaced on the current retail market.

Listed below are the most commonly used jewellery valuations:

·         Traditional Retail Replacement for Insurance Purposes;

·         Second Hand Retail Replacement for Insurance Purposes;

·         Auction Reserve;

·         Estate Division.


The Process of Jewellery Valuing

What is a Jewellery Valuer?

Where to get a Jewellery Valuation?




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